{"id":178578,"date":"2026-08-13T06:03:00","date_gmt":"2026-08-13T04:03:00","guid":{"rendered":"https:\/\/theforge-mdkm.tempurl.host\/?p=178578"},"modified":"2026-08-28T01:31:57","modified_gmt":"2026-08-27T23:31:57","slug":"najlepsze-konta-bankowe-z-premia-bonusem","status":"publish","type":"post","link":"https:\/\/forgemag.pl\/money\/najlepsze-konta-bankowe-z-premia-bonusem\/","title":{"rendered":"Najlepsze konta bankowe z premi\u0105 na start (bonusem za za\u0142o\u017cenie). Ranking sierpie\u0144 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Za\u0142o\u017cenie konta bankowego online zajmuje aktualnie kilkana\u015bcie minut. Mnogo\u015b\u0107 ofert bank\u00f3w powoduje za\u015b, \u017ce znalezienie najlepszego rachunku bankowego mo\u017ce by\u0107 bardziej m\u0119cz\u0105ce ni\u017c samo jego za\u0142o\u017cenie. Tym bardziej, \u017ce wiele bank\u00f3w kusi nas dodatkowymi bonusami, kt\u00f3re cz\u0119sto nie s\u0105 tak atrakcyjne, jak mog\u0142oby si\u0119 wydawa\u0107. Dlatego te\u017c przygotowali\u015bmy dla Was ranking najlepszych kont bankowych z bonusem (pieni\u0119dzmi za za\u0142o\u017cenie), w kt\u00f3rym wysoko\u015b\u0107 premii nie jest najwa\u017cniejszym czynnikiem. W tym miesi\u0105cu najwy\u017csza dost\u0119pna premia to 800 z\u0142, ale najprostsze warunki oferuje Citi Handlowy (bonus 300 z\u0142).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Najlepsze konta bankowe z premi\u0105 na start (bonusem za za\u0142o\u017cenie)<\/strong> <strong>Ranking 2026<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table alignwide has-small-font-size\"><table><thead><tr><th>NAZWA KONTA<\/th><th>PREMIA \/ BONUS<\/th><th class=\"has-text-align-center\" data-align=\"center\">WNIOSEK<\/th><\/tr><\/thead><tbody><tr><td>Citi Konto<\/td><td>do 650 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2174\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow sponsored\">OTW\u00d3RZ ONLINE<\/a><\/strong><\/td><\/tr><tr><td>Konto Przekorzystne \/ Pekao<\/td><td>do 500 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2848\/label=breaker?source=lt\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2848\/label=breaker?source=lt\" rel=\"noreferrer noopener nofollow sponsored\">OTW\u00d3RZ ONLINE<\/a><\/strong><\/td><\/tr><tr><td>Konto Millennium 360\u00b0<\/td><td>do 700 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/403\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow sponsored\">OTW\u00d3RZ ONLINE<\/a><\/strong><\/td><\/tr><tr><td>Konto Direct + Konto oszcz\u0119dno\u015bciowe<\/td><td>do 500 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/www.ing.pl\/indywidualni\/konta-osobiste\/konto-osobiste-direct\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>SPRAWD\u0179 WI\u0118CEJ<\/strong><\/a><\/td><\/tr><tr><td>Konto Santander<\/td><td>do 800 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/392?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow sponsored\"><strong>OTW\u00d3RZ ONLINE<\/strong><\/a><\/td><\/tr><tr><td>eKonto osobiste mBank<\/td><td>do <s>720 z\u0142<\/s> 620 z\u0142<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/72\/label=breaker?source=lt\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/72\/label=breaker?source=lt\" rel=\"noreferrer noopener nofollow sponsored\">OTW\u00d3RZ ONLINE<\/a><\/strong><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Najlepsze konta bankowe z bonusem na start. Ranking 2026 The Forge<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Zanim za\u0142o\u017cysz konto online<\/strong>, pami\u0119taj, \u017ce nasz ranking rachunk\u00f3w z premi\u0105 na start zawiera wy\u0142\u0105cznie <strong>najlepsze konta bankowe z bonusem za za\u0142o\u017cenie<\/strong>. W pierwszej kolejno\u015bci stawiamy na jako\u015b\u0107 konta, og\u00f3lne warunki rachunku oraz warunki samej promocji, a <strong>nie wy\u0142\u0105cznie wysoko\u015b\u0107 premii<\/strong>, kt\u00f3ra w wielu przypadkach mo\u017ce by\u0107 trudna do uzyskania.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 1. Citi Konto &#8211; bonus 650 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2174\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Citi Konto<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-6b3d01-e3 align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 4.8<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/forgemag.pl\/wp-content\/uploads\/2024\/09\/citi-handlowy-logo-1024x683.jpg\" alt=\"\" class=\"wp-image-10136\" title=\"\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142 za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-82e8b811 wp-block-buttons-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-2172038d wp-block-group-is-layout-flex\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">Citi Konto to rachunek osobisty typu ROR prowadzony przez Citi Handlowy &#8211; polski od\u0142am jednego z najwi\u0119kszych bank\u00f3w na \u015bwiecie &#8211; Citi Banku.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Bezwarunkowy brak op\u0142at za prowadzenie<\/li>\n\n\n\n<li>Bezwarunkowo darmowa karta<\/li>\n\n\n\n<li>Przejrzysta aplikacja i serwis transakcyjny<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Znikoma ilo\u015b\u0107 funkcji aplikacji mobilnej<\/li>\n\n\n\n<li>Niewielka liczba bezp\u0142atnych bankomat\u00f3w Citi<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\" style=\"font-size:14px\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w Citi<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach Citi<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.citibank.pl\/files\/documents\/accounts\/toip-konta-obowiazuje-od-15-wrzesnia-2022-r.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Cennik us\u0142ug Citi Handlowy<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Za co lubimy Citi Konto?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Przede wszystkim za bezwarunkowy brak op\u0142at za prowadzenie i bezwarunkowo darmow\u0105 kart\u0119 do konta. Na minus zdecydowanie znikoma liczba bankomat\u00f3w Citi i brak bezp\u0142atnych alternatyw.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Warunki promocji nie s\u0105 wyg\u00f3rowane, ani nazbyt skomplikowane. Je\u015bli wykorzystasz to konto do wp\u0142ywu wynagrodzenia, \u0142\u0105cznie mo\u017cesz zyska\u0107 nawet 650 z\u0142. Dodatkowo bank oferuje nie\u017ale oprocentowane konto oszcz\u0119dno\u015bciowe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie Citi Konta? Warunki<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0142\u0105czny bonus 650 z\u0142<\/strong><\/li>\n\n\n\n<li><strong>bonus 20 z\u0142<\/strong> otrzymasz za wyra\u017cenie zgody na kontakt telefoniczny i elektroniczny w celach marketingowych podczas sk\u0142adania wniosku<\/li>\n\n\n\n<li><strong>bonus 180 z\u0142<\/strong> otrzymasz za wp\u0142yw z tytu\u0142u <strong>wynagrodzenia<\/strong> w wysoko\u015bci min. <strong>2000 z\u0142<\/strong> w w ka\u017cdych z 3 kolejnych miesi\u0119cy zaczynaj\u0105c od drugiego miesi\u0105ca nast\u0119puj\u0105cego po aktywacji konta.<\/li>\n\n\n\n<li><strong>bonus do 450 z\u0142<\/strong> (3&#215;150 z\u0142) za ka\u017cdy z trzech miesi\u0119cy bezpo\u015brednio po aktywacji konta je\u015bli dokonasz wp\u0142ywu z tytu\u0142u wynagrodzenia min. 2000 z\u0142 i wykonasz transakcje kart\u0105 na kwot\u0119 min. 300 z\u0142 \u0142\u0105cznie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zg\u00f3d marketingowych (bonus 20 z\u0142) nie mo\u017cesz odwo\u0142a\u0107 do ko\u0144ca miesi\u0105ca, w kt\u00f3rym aktywowano konto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/www.citibank.pl\/files\/documents\/accounts\/regulamin-oferty-zyskaj-do-650-pln-w-ofercie-CitiKonta-pln.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Regulamin promocji<\/a>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 2. Konto Przekorzystne &#8211; bonus do 500 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2848\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Konto Przekorzystne<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-b07b39-22 align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 4.8<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/forgemag.pl\/wp-content\/uploads\/2024\/09\/pekao-sa-logo-1024x683.jpg\" alt=\"logo Pekao\" class=\"wp-image-10141\" title=\"\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142* \/ 5 z\u0142 za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-247a48e7 wp-block-buttons-is-layout-flex\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/2848\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-292e1549 wp-block-group-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">Konto Przekorzystne oferowane przez Bank Pekao SA to standardowy rachunek osobisty typu ROR.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Bezwarunkowy brak op\u0142at za prowadzenie<\/li>\n\n\n\n<li>Darmowe bankomaty Pekao SA<\/li>\n\n\n\n<li>Rozbudowana aplikacja<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Op\u0142ata za kart\u0119 w przypadku niespe\u0142nienia warunk\u00f3w banku<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\" style=\"font-size:14px\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142* \/ <strong>5 z\u0142<\/strong><\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w Pekao SA<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach Pekao SA<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.pekao.com.pl\/o-banku\/stopka\/cennik-i-regulamin.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Cennik us\u0142ug Pekao SA<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Za co cenimy Konto Przekorzystne?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rachunek prowadzony jest przez jeden z najwi\u0119kszych polskich bank\u00f3w, za czym stoi bezpiecze\u0144stwo i dobra obs\u0142uga klienta. Brak op\u0142at za prowadzenie konta oraz rozbudowana aplikacja i serwis transakcyjny stawiaj\u0105 Konto Przekorzystne na wysokiej pozycji w rankingach. Minusem s\u0105 warunki, aby bank nie pobiera\u0142 op\u0142aty za kart\u0119.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To jedna z prostszych ofert na rynku \u2013 warunki s\u0105 przewidywalne, nie wymagaj\u0105 wysokich wp\u0142yw\u00f3w i nie trzeba wykonywa\u0107 kilkunastu transakcji miesi\u0119cznie. Premia roz\u0142o\u017cona jest na etapy, ale pierwszy bonus wpada szybko po spe\u0142nieniu podstawowych formalno\u015bci.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie konta? Warunki w skr\u00f3cie<\/strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wysoko\u015b\u0107 premii do 500 z\u0142 \u0142\u0105cznie<\/li>\n\n\n\n<li>100 z\u0142 za otwarcie konta + aktywacj\u0119 bankowo\u015bci i zgody marketingowe oraz w ci\u0105gu 14 dni wykonasz jedn\u0105 transakcj\u0119 bezgot\u00f3wkow\u0105<\/li>\n\n\n\n<li>100 z\u0142 miesi\u0119cznie przez 4 miesi\u0105ce za wp\u0142yw min. 500 z\u0142 i 5 transakcji kart\u0105<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Premia jest roz\u0142o\u017cona w czasie \u2013 pe\u0142n\u0105 kwot\u0119 dostaniesz dopiero po kilku miesi\u0105cach. Je\u015bli zapomnisz o wp\u0142ywie lub wymaganej liczbie transakcji, tracisz cz\u0119\u015b\u0107 bonusu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pekao.com.pl\/dam\/ROOT-EXTERNAL\/DOCS\/Regulamin_promocji_otworz_kp_online_i_odbierz_nagrode_edycja_II.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><em>Regulamin promocji<\/em><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 3. Konto Millennium 360\u00b0 &#8211; bonus do 700 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/403\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Konto Millennium 360\u00b0<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-4c682d-f6 align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-half-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 14.656l2.817 1.72-.766-3.21 2.507-2.147-3.29-.264L12 7.708v6.948zM12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7L12 17z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 4.4<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/forgemag.pl\/wp-content\/uploads\/2023\/10\/konto-millennium-bank-1024x683.jpg\" alt=\"konto millennium 360\" class=\"wp-image-446\" title=\"\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142* \/ <strong>11 z\u0142<\/strong> za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3098c604 wp-block-buttons-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/403\/label=breaker?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-292e1549 wp-block-group-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">Konto Millennium 360 to bezp\u0142atny podstawowy rachunek osobisty oferowany przez Bank Millennium.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bezwarunkowy brak op\u0142at za prowadzenie<\/li>\n\n\n\n<li>Darmowe bankomaty Millennium<\/li>\n\n\n\n<li>Rozbudowana aplikacja i serwis transakcyjny<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Karta do konta nie jest darmowa bezwarunkowo<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142* \/ <strong>11 z\u0142<\/strong><\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w Millennium<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach Millennium<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.bankmillennium.pl\/delegate\/managedfiles\/21\/latest\" target=\"_blank\" rel=\"noreferrer noopener\">Cennik us\u0142ug Millennium Bank<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Za co cenimy Konto Millennium 360\u00b0?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najwi\u0119kszym plusem Konta Millennium 360 jest bezwarunkowy brak op\u0142at za prowadzenie oraz mocno rozbudowana bankowo\u015b\u0107 mobilna i internetowa. Na minus zdecydowanie miesi\u0119czny koszt karty p\u0142atniczej, w przypadku niespe\u0142nienia warunk\u00f3w i ma\u0142a liczba bezp\u0142atnych bankomat\u00f3w.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Premia za za\u0142o\u017cenie Konta Millennium 360\u00b0 mo\u017ce wynie\u015b\u0107 a\u017c 700 z\u0142, co jest jednym z wy\u017cszych bonus\u00f3w na start, jakie oferuj\u0105 banki. Warunki promocji, mimo \u017ce wysokie, s\u0105 przejrzyste i zrozumia\u0142e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie Konta Millennium 360? Warunki w skr\u00f3cie<\/strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wysoko\u015b\u0107 premii do 700 z\u0142 \u0142\u0105cznie<\/li>\n\n\n\n<li>200\u202fz\u0142 premii startowej za otwarcie konta online z kart\u0105 debetow\u0105, wyra\u017cenie wymaganych zg\u00f3d, zasilenie konta kwot\u0105 3000 z\u0142 i wykonanie 5 transakcji telefonem<\/li>\n\n\n\n<li>100 z\u0142 miesi\u0119cznie przez 5 miesi\u0119cy za wp\u0142yw min. 3000 z\u0142 i wykonanie transakcji kart\u0105 \/ telefonem na kwot\u0119 \u0142\u0105cz\u0105 min. 1000 z\u0142<\/li>\n\n\n\n<li>rejestracja numeru telefonu w us\u0142udze BLIK w aplikacji mobilnej Millennium<\/li>\n\n\n\n<li>konieczne utrzymanie aktywno\u015bci i BLIK przez okres promocji<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Premia jest roz\u0142o\u017cona w czasie \u2013 pe\u0142n\u0105 kwot\u0119 dostaniesz dopiero po kilku miesi\u0105cach i spe\u0142nieniu wszystkich warunk\u00f3w. Je\u015bli zapomnisz o wp\u0142ywie lub wymaganej liczbie transakcji, tracisz cz\u0119\u015b\u0107 bonusu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/www.bankmillennium.pl\/delegate\/managedfiles\/32006\/latest\" target=\"_blank\" rel=\"noreferrer noopener\">Regulamin promocji<\/a><\/em>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 4. Konto Direct ING + Konto oszcz\u0119dno\u015bciowe OKO &#8211; bonus do 500 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><strong>Konto Direct<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-45055d-de align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-empty-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7L12 17zm0-2.344l2.817 1.72-.766-3.21 2.507-2.147-3.29-.264L12 7.708l-1.268 3.047-3.29.264 2.507 2.147-.766 3.21L12 14.657z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 4.0<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-1024x683.jpg\" alt=\"Logo ING\" class=\"wp-image-178563\" title=\"\" srcset=\"https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-1024x683.jpg 1024w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-300x200.jpg 300w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-768x512.jpg 768w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-332x221.jpg 332w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-664x443.jpg 664w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-688x459.jpg 688w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING-1044x696.jpg 1044w, https:\/\/forgemag.pl\/money\/wp-content\/uploads\/sites\/8\/2026\/02\/Logo-ING.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142* \/ 10 z\u0142 za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-82e8b811 wp-block-buttons-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-292e1549 wp-block-group-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">Konto Direct w ING Bank \u015al\u0105ski to klasyczny rachunek oszcz\u0119dno\u015bciowo-rozliczeniowy (ROR) adresowany do klient\u00f3w indywidualnych.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Bezwarunkowy brak op\u0142at za prowadzenie<\/li>\n\n\n\n<li>Mnogo\u015b\u0107 bankomat\u00f3w Planet Cash i ING<\/li>\n\n\n\n<li>Rozbudowana aplikacja mobilna<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Op\u0142ata za kart\u0119  (warunki)<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142* \/ <strong>10 z\u0142<\/strong><\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w ING i Planet Cash<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach mBank i Planet Cash<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.ing.pl\/_fileserver\/item\/1000192\" target=\"_blank\" rel=\"noreferrer noopener\">Cennik us\u0142ug ING<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Za co cenimy<\/strong> Konto Direct ING?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cho\u0107 Konto Direct nie jest jednym z najlepszych kont bankowych w Polsce, to ma pewne plusy, do kt\u00f3rych zaliczamy bezwarunkowy brak op\u0142at za prowadzenie, bezp\u0142atne wyp\u0142aty z bankomat\u00f3w ING i Planet Cash oraz sensowny serwis transakcyjny i schludn\u0105 aplikacj\u0119 mobiln\u0105. Na minus oplata za kart\u0119, je\u015bli nie spe\u0142nisz wymaga\u0144 banku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Warunki otrzymania premii za za\u0142o\u017cenie konta w banku ING s\u0105 mocno pokr\u0119cone, cho\u0107 zrozumia\u0142e. Wysoko\u015b\u0107 wp\u0142yw\u00f3w i ilo\u015b\u0107 transakcji niezb\u0119dnych do wykonania nie jest za\u015b przyt\u0142aczaj\u0105ca.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie konta w ING? Warunki w skr\u00f3cie<\/strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wysoko\u015b\u0107 premii do 500 z\u0142<\/li>\n\n\n\n<li>przed 8 kwietnia: za\u0142\u00f3\u017c Konto Direct + Konto Oszcz\u0119dno\u015bciowe OKO + zam\u00f3w kart\u0119 do konta<\/li>\n\n\n\n<li>do 14 dni&nbsp;od dnia z\u0142o\u017cenia wniosku o konto wyra\u017a zgody na&nbsp;marketing drog\u0105 elektroniczn\u0105&nbsp;oraz&nbsp;otrzymywanie profilowanych informacji handlowych<\/li>\n\n\n\n<li>w ci\u0105gu 3 miesi\u0119cy od za\u0142o\u017cenia konta (w dw\u00f3ch r\u00f3\u017cnych miesi\u0105cach) zapewnij wp\u0142ywy min. 1\u202f000\u202fz\u0142<\/li>\n\n\n\n<li>wykonaj 15 transakcji bezgot\u00f3wkowych (kart\u0105, BLIK, Google\/Apple\/Garmin Pay)<\/li>\n\n\n\n<li>zaloguj si\u0119 min. 3 razy do aplikacji Moje ING<\/li>\n\n\n\n<li>wykonaj min. jeden Przelew na telefon BLIK na kwot\u0119 min. 5\u202fz\u0142<\/li>\n\n\n\n<li>Mi\u0119dzy 1 a 8 lipca 2026 r. utrzymaj na OKO min. 500\u202fz\u0142 przez jeden dzie\u0144.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Premia jest roz\u0142o\u017cona w czasie \u2013 pe\u0142n\u0105 kwot\u0119 dostaniesz dopiero po kilku miesi\u0105cach i <strong>spe\u0142nieniu wszystkich warunk\u00f3w<\/strong>. Warunki s\u0105 do\u015b\u0107 &#8222;pokr\u0119cone&#8221;, wi\u0119c lepiej zr\u00f3b konkretne notatki i w\u0142\u0105cz przypomnienia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/www.ing.pl\/_fileserver\/item\/vbzvlsz\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Regulamin promocji<\/a>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 5. Konto Santander &#8211; bonus do 800 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/392?source=lt\" data-type=\"link\" data-id=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/392?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Konto Santander<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-344eda-68 align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-empty-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7L12 17zm0-2.344l2.817 1.72-.766-3.21 2.507-2.147-3.29-.264L12 7.708l-1.268 3.047-3.29.264 2.507 2.147-.766 3.21L12 14.657z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 3.8<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/forgemag.pl\/wp-content\/uploads\/2026\/02\/logo-santander-bank-1024x683.jpg\" alt=\"\" class=\"wp-image-178372\" title=\"\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142* \/ 6 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142* \/ 9 z\u0142 za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-247a48e7 wp-block-buttons-is-layout-flex\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/392?source=lt\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-292e1549 wp-block-group-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">Konto Santander to standardowy rachunek oszcz\u0119dno\u015bciowo rozliczeniowy (ROR) adresowany do os\u00f3b pe\u0142noletnich.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Wielowalutowa karta do konta.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Op\u0142ata za prowadzenie w przypadku niespe\u0142nienia warunk\u00f3w<\/li>\n\n\n\n<li>Op\u0142ata za kart\u0119 w przypadku niespe\u0142nienia warunk\u00f3w banku<\/li>\n\n\n\n<li>Niewielka ilo\u015b\u0107 w\u0142asnych, bezp\u0142atnych bankomat\u00f3w.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\" style=\"font-size:14px\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142* \/ <strong>6 z\u0142<\/strong><\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142* \/ <strong>9 z\u0142<\/strong><\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w Santander<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach Santander<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.santander.pl\/regulation_file_server\/time20251124134546\/download?id=167685&amp;lang=pl_PL\" target=\"_blank\" rel=\"noreferrer noopener\">Cennik us\u0142ug Santander Bank<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy Konto Santander?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cho\u0107 Konto Santander nie figuruje w naszym rankingu <a href=\"https:\/\/forgemag.pl\/money\/najlepsze-konta-bankowe\/\" data-type=\"post\" data-id=\"8418\">najlepszych kont osobistych<\/a> &#8211; g\u0142\u00f3wnie za spraw\u0105 op\u0142at za prowadzenie i kart\u0119 oraz znikomej liczbie darmowych bankomat\u00f3w &#8211; to jest to rachunek, kt\u00f3ry mo\u017ce spe\u0142ni\u0107 Twoje wymagania.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Warunki otrzymania premii za za\u0142o\u017cenie Konta Santander nie s\u0105 skomplikowane, a sama premia jest naprawd\u0119 wysoka. Je\u015bli pokusisz si\u0119 o pieni\u0105dze na start, pami\u0119taj, aby korzysta\u0107 z konta regularnie i dok\u0142adnie zaplanowa\u0107 wszystkie operacje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie Konta Santander? Warunki w skr\u00f3cie<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wysoko\u015b\u0107 premii do 800 z\u0142<\/li>\n\n\n\n<li>do 31 marca 2026 r. za\u0142\u00f3\u017c konto z&nbsp;kart\u0105 debetow\u0105 oraz us\u0142ugami Santander&nbsp;online i przyst\u0105p do promocji<\/li>\n\n\n\n<li>zadbaj o wp\u0142ywy min. 1000&nbsp;z\u0142 miesi\u0119cznie przez 4 miesi\u0105ce<\/li>\n\n\n\n<li>dokonuj p\u0142atno\u015bci kart\u0105 debetow\u0105 lub BLIKIEM na \u0142\u0105czn\u0105 kwot\u0119 min. 300&nbsp;z\u0142 miesi\u0119cznie<\/li>\n\n\n\n<li>premia podzielona jest na 4 cz\u0119\u015bci, po 200 z\u0142 w ka\u017cdym z miesi\u0119cy, gdy spe\u0142nisz warunki promocji.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bonus za ka\u017cdy kwalifikuj\u0105cy si\u0119 miesi\u0105c otrzymasz \u015brednio w ci\u0105gu dw\u00f3ch miesi\u0119cy od okresu, w kt\u00f3rym spe\u0142ni\u0142e\u015b warunki. Pami\u0119taj, \u017ce konto Santander nie jest bezp\u0142atne bezwarunkowo, podobnie, jak karta do konta!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/www.santander.pl\/_fileserver\/item\/1524246\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Regulamin promocji<\/a>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Miejsce 6. (warunkowe) eKonto osobiste: Bonus do 620 z\u0142<\/h2>\n\n\n\n<div class=\"wp-block-group has-small-font-size\" style=\"border-width:1px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-ac091e9d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-f054619f wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-default wp-block-paragraph\" style=\"font-size:1.3rem\"><strong><a href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/72\/label=breaker?source=lt\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/72\/label=breaker?source=lt\" rel=\"noreferrer noopener nofollow\">eKonto<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-gutena-star-ratings gutena-star-ratings-block gutena-star-ratings-block-7744f5-a0 align-right\" style=\"margin-top:0;margin-right:0;margin-bottom:-30px;margin-left:0;padding-bottom:0px;padding-left:0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-full-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" style=\"fill:#0077ed\" class=\"gutena-empty-rating\" aria-hidden=\"true\"><path fill=\"none\" d=\"M0 0h24v24H0z\"><\/path><path d=\"M12 17l-5.878 3.59 1.598-6.7-5.23-4.48 6.865-.55L12 2.5l2.645 6.36 6.866.55-5.231 4.48 1.598 6.7L12 17zm0-2.344l2.817 1.72-.766-3.21 2.507-2.147-3.29-.264L12 7.708l-1.268 3.047-3.29.264 2.507 2.147-.766 3.21L12 14.657z\"><\/path><\/svg><\/div>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"font-size:12px\">Ocena 4.0<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-small-font-size is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-d822ebe3 wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:30%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/forgemag.pl\/wp-content\/uploads\/2023\/10\/eKonto-mBank-1024x683.jpg\" alt=\"eKonto\" class=\"wp-image-444\" title=\"\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-4b491eed wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:40%\">\n<ul class=\"wp-block-list\">\n<li>0 z\u0142 za prowadzenie<\/li>\n\n\n\n<li>0 z\u0142* \/ 9 z\u0142 za kart\u0119<\/li>\n\n\n\n<li>0 z\u0142 za przelewy<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-buttons-is-layout-82e8b811 wp-block-buttons-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/mdkm.produktyfinansowe.pl\/e\/lead\/72\/label=breaker?source=lt\" target=\"_blank\" rel=\"noopener\">OTW\u00d3RZ KONTO<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-292e1549 wp-block-group-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Szczeg\u00f3\u0142y konta<\/summary>\n<p class=\"wp-block-paragraph\">eKonto to klasyczny rachunek oszcz\u0119dno\u015bciowo-rozliczeniowy (ROR) oferowany przez mBank.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Plusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Bezwarunkowy brak op\u0142at<\/li>\n\n\n\n<li>Mnogo\u015b\u0107 bankomat\u00f3w mBank i Planet Cash<\/li>\n\n\n\n<li>Rozbudowana aplikacja<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Minusy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Op\u0142ata za kart\u0119  (warunki)<\/li>\n\n\n\n<li>Opata za wyp\u0142at\u0119 z bankomatu poni\u017cej 300 z\u0142<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><thead><tr><th>Us\u0142uga<\/th><th>Koszt<\/th><\/tr><\/thead><tbody><tr><td>Za\u0142o\u017cenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Prowadzenie<\/td><td>0 z\u0142<\/td><\/tr><tr><td>Op\u0142ata za kart\u0119<\/td><td>0 z\u0142* \/ <strong>9 z\u0142<\/strong><\/td><\/tr><tr><td>Wyp\u0142aty z bankomat\u00f3w mBank i Planet Cash<\/td><td>0 z\u0142 powy\u017cej 300 z\u0142<\/td><\/tr><tr><td>Wp\u0142aty we wp\u0142atomatach mBank i Planet Cash<\/td><td>0 z\u0142<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/pdf.mbank.pl\/mbankpl\/of\/tpio\/taryfa-osobyfiz-1-06-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Cennik us\u0142ug mBank<\/a><\/figcaption><\/figure>\n<\/details>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Przeczytaj recenzj\u0119<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Za co cenimy eKonto osobiste?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">eKonto osobiste to standardowy rachunek oszcz\u0119dno\u015bciowo-rozliczeniowy, z dost\u0119pem do wielu funkcji oferowanych przez mBank w aplikacji mobilnej i serwisie transakcyjnym. Du\u017cym plusem jest brak op\u0142at za prowadzenie, jednak karta nie jest darmowa bezwarunkowo. Sporym minusem jest tak\u017ce prowizja za wyp\u0142at\u0119 got\u00f3wki poni\u017cej 300 z\u0142 z bankomat\u00f3w Planet Cash i mBank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dlaczego wybrali\u015bmy t\u0119 promocj\u0119?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">W rankingu najlepszych kont z premi\u0105 na start<strong> eKonto znalaz\u0142o si\u0119 warunkowo.<\/strong> Przede wszystkim <strong>z uwagi na zawi\u0142o\u015b\u0107 samej promocji<\/strong>, jak i realnej kwoty premii, kt\u00f3ra za za\u0142o\u017cenie konta wynosi maksymalnie 620 z\u0142, a nie deklarowane na stronie banku 720 z\u0142 &#8211; dodatkowe 100 z\u0142 to premia za za\u0142o\u017cenie konta dla dziecka&#8230;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><strong>Jak otrzyma\u0107 premi\u0119 za za\u0142o\u017cenie eKonta w mBank? Warunki w skr\u00f3cie<\/strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bonus za za\u0142o\u017cenie:<\/strong> <strong>20 z\u0142<\/strong> <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>za zapisanie si\u0119 do promocji, za\u0142o\u017cenia konta tego samego dnia oraz wykonanie p\u0142atno\u015bci kart\u0105\/telefonem na min. <strong>350 z\u0142<\/strong> do ko\u0144ca pierwszego pe\u0142nego miesi\u0105ca po otwarciu konta.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Premia I (100 z\u0142)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zr\u00f3b jednorazowy wp\u0142yw min. <strong>2000 z\u0142<\/strong> w ci\u0105gu 7 dni kalendarzowych od otwarcia konta.<\/li>\n\n\n\n<li>Wydaj min. <strong>350 z\u0142<\/strong> kart\u0105 (lub telefonem) do ko\u0144ca pierwszego pe\u0142nego miesi\u0105ca po otwarciu eKonta.<\/li>\n\n\n\n<li>Utrzymaj saldo min. <strong>100 z\u0142<\/strong> na rachunku \u201eMoje cele\u201d na ostatni dzie\u0144 roboczy tego miesi\u0105ca.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Premia II (400 z\u0142 \u0142\u0105cznie)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Warunki do spe\u0142nienia w ka\u017cdym z <strong>5 kolejnych miesi\u0119cy<\/strong> (od 2. do 6. pe\u0142nego miesi\u0105ca):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zapewnij jednorazowy wp\u0142yw min. <strong>2000 z\u0142<\/strong> w ka\u017cdym miesi\u0105cu.<\/li>\n\n\n\n<li>Zr\u00f3b transakcje kart\u0105\/telefonem na min. <strong>350 z\u0142<\/strong> w ka\u017cdym miesi\u0105cu.<\/li>\n\n\n\n<li>Saldo na \u201eMoje cele\u201d musi wzrosn\u0105\u0107 o <strong>min. 100 z\u0142<\/strong> wzgl\u0119dem stanu z ko\u0144ca poprzedniego miesi\u0105ca.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bonus dodatkowy: (100 z\u0142 za otwarcie <a href=\"https:\/\/forgemag.pl\/money\/najlepsze-konta-na-selfie\/\" data-type=\"post\" data-id=\"12076\">konta na selfie<\/a> lub e-dow\u00f3d)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Otrzymasz ten bonus automatycznie, je\u015bli spe\u0142nisz warunki Premii I i II, a konto zosta\u0142o za\u0142o\u017cone jedn\u0105 z tych metod.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Na co uwa\u017ca\u0107?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Przede wszystkim na zawi\u0142o\u015b\u0107 i liczb\u0119 warunk\u00f3w. Premia jest roz\u0142o\u017cona w czasie, a w przypadku niespe\u0142nienia kt\u00f3rego\u015b z warunk\u00f3w, realnie mo\u017ce wynie\u015b\u0107 zaledwie 120 z\u0142&#8230; Sam zdecyduj, czy gra jest warta \u015bwieczki. <strong>Naszym zdaniem nie.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Jak wybieramy najlepsze konta z premi\u0105 na start? Metodologia rankingu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nasza metodologia jest do\u015b\u0107 prosta, jednak bardzo restrykcyjna. Wyb\u00f3r najlepszego konta z bonusem nie polega bowiem na wybraniu najwy\u017cszego bonusu, a po\u0142\u0105czeniu jako\u015bci konta, warunk\u00f3w umowy, bezpiecze\u0144stwa rachunku, procesu zak\u0142adania konta z warunkami promocji oraz wysoko\u015bci\u0105 premii.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">W wyborze rachunk\u00f3w z bonusem na start bierzemy pod uwag\u0119 przede wszystkim:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Op\u0142aty za prowadzenie konta.<\/li>\n\n\n\n<li>Op\u0142aty za kart\u0119 do konta.<\/li>\n\n\n\n<li>Czytelno\u015b\u0107 warunk\u00f3w, cennik\u00f3w, regulamin\u00f3w.<\/li>\n\n\n\n<li>Bezpiecze\u0144stwo konta, procesu jego zak\u0142adania i samego banku.<\/li>\n\n\n\n<li>Jako\u015b\u0107 obs\u0142ugi klienta oraz kana\u0142\u00f3w dost\u0119pu do obs\u0142ugi klienta.<\/li>\n\n\n\n<li>Wygod\u0119 aplikacji i serwisu transakcyjnego konta bankowego.<\/li>\n\n\n\n<li>Dost\u0119pno\u015bci do us\u0142ug dodatkowych z poziomu aplikacji \/ serwisu transakcyjnego.<\/li>\n\n\n\n<li>Warunki promocji premii za za\u0142o\u017cenie konta.<\/li>\n\n\n\n<li>Wysoko\u015b\u0107 bonusu za za\u0142o\u017cenie konta.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Na ca zwr\u00f3ci\u0107 uwag\u0119 podczas wyboru konta z bonusem na start<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rozumiemy, \u017ce wybieraj\u0105c konto bankowe z premi\u0105 na start mo\u017cesz sugerowa\u0107 si\u0119 wy\u0142\u0105cznie wysoko\u015bci\u0105 bonusu, kt\u00f3ry deklaruje bank za za\u0142o\u017cenie konta. To bywa jednak myl\u0105ce i nie powinno stanowi\u0107 jedynego czynnika decyduj\u0105cego o wyborze rachunku bankowego, kt\u00f3ry mo\u017ce Ci towarzyszy\u0107 kolejne lata. Zamiast stawia\u0107 wy\u0142\u0105cznie na wysoko\u015b\u0107 premii, zwr\u00f3\u0107 uwag\u0119 przede wszystkim na:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Koszty prowadzenia rachunku oraz korzystania z karty p\u0142atniczej.<\/li>\n\n\n\n<li>Dost\u0119p do obs\u0142ugi klienta i jej jako\u015b\u0107 &#8211; pomocne s\u0105 opinie.<\/li>\n\n\n\n<li>Dost\u0119p do us\u0142ug dodatkowych w bankowo\u015bci mobilnej \/ online.<\/li>\n\n\n\n<li>Warunki promocji bonusu na start &#8211; mog\u0105 by\u0107 skomplikowane.<\/li>\n\n\n\n<li>\u0141atwo\u015b\u0107 zamkni\u0119cia rachunku online.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Na zako\u0144czenie odpowiedz sobie na pytanie, czy dane konto bankowe z premi\u0105 faktycznie zaspokaja Twoje potrzeby, czy te\u017c wybierasz je wy\u0142\u0105cznie na potrzeby zgarni\u0119cia bonusu. Po\u015bpiech, emocje i ch\u0119\u0107 szybkiego zysku nie s\u0105 dobrym doradc\u0105!<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1771186990439\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Czy od otrzymanej premii musz\u0119 zap\u0142aci\u0107 podatek dochodowy?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>W wi\u0119kszo\u015bci przypadk\u00f3w <strong>nie<\/strong>. Premie dla klient\u00f3w indywidualnych s\u0105 traktowane jako \u201esprzeda\u017c premiowa\u201d. Je\u015bli jednorazowa warto\u015b\u0107 nagrody nie przekracza 2000 z\u0142, jest ona zwolniona z podatku dochodowego (PIT). Bank bierze kwestie podatkowe na siebie, wi\u0119c otrzymujesz na konto \u201eczyst\u0105\u201d kwot\u0119.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771187045441\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Czy mog\u0119 zamkn\u0105\u0107 konto zaraz po otrzymaniu ostatniej cz\u0119\u015bci bonusu?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Tak, banki zazwyczaj nie nak\u0142adaj\u0105 kar za zamkni\u0119cie konta po odebraniu premii (chyba \u017ce regulamin konkretnej promocji stanowi inaczej, co zdarza si\u0119 niezwykle rzadko). Pami\u0119taj jednak, aby przed zamkni\u0119ciem sprawdzi\u0107, czy wszystkie cz\u0119\u015bci nagrody zosta\u0142y ju\u017c zaksi\u0119gowane. Proces zamykania konta w wi\u0119kszo\u015bci bank\u00f3w z rankingu przejdziesz w pe\u0142ni online.<br \/>Co banki rozumiej\u0105 przez \u201enowego klienta\u201d?<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771187080234\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Co banki rozumiej\u0105 przez \u201enowego klienta\u201d?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To najwa\u017cniejszy punkt regulamin\u00f3w. Ka\u017cdy bank ma sw\u00f3j \u201eokres karencji\u201d. Przyk\u0142adowo, je\u015bli bank wymaga, aby\u015b nie posiada\u0142 konta od 1 stycznia 2024 roku, a zamkn\u0105\u0142e\u015b tam rachunek w 2023 roku \u2013 jeste\u015b traktowany jako nowy klient i mo\u017cesz zgarn\u0105\u0107 premi\u0119. Posiadanie innego produktu (np. kredytu czy karty kredytowej) nie zawsze wyklucza z promocji konta osobistego.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771187126186\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Czy przelew z mojego konta w innym banku liczy si\u0119 jako \u201ewp\u0142yw\u201d?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Zazwyczaj <strong>tak<\/strong>. Banki wymagaj\u0105 \u201ewp\u0142ywu zewn\u0119trznego\u201d, co oznacza, \u017ce nie mo\u017ce to by\u0107 przelew pomi\u0119dzy Twoimi kontami w tym samym banku. Przelew z Twojego konta w Banku A do Banku B jest traktowany jako spe\u0142nienie warunku, chyba \u017ce regulamin wyra\u017anie wymaga wp\u0142ywu z tytu\u0142u \u201ewynagrodzenia\u201d (jak np. w cz\u0119\u015bci premii Citi Handlowy).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Ranking kont bankowych z premi\u0105 na start przygotowa\u0142 zesp\u00f3\u0142 redakcyjny The Forge, kt\u00f3ry czuwa nad aktualno\u015bci\u0105 ofert i promocji. Pami\u0119taj, \u017ce w\u00a0<a href=\"https:\/\/forgemag.pl\/money\/\" data-type=\"page\" data-id=\"8840\">The Forge Money<\/a>\u00a0robimy wszystko, aby dostarcza\u0107 Ci tre\u015bci pomocnych w podejmowaniu najlepszych decyzji, a nasze artyku\u0142y, recenzje i analizy nigdy nie maj\u0105 charakteru reklamowego! I cho\u0107 mo\u017cemy otrzyma\u0107 prowizj\u0119 za polecenie, nie ma ona \u017cadnego znaczenia w dokonywanych przez nas wyborach.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"Za za\u0142o\u017cenie i aktywne korzystanie z konta, banki s\u0105 sk\u0142onne zap\u0142aci\u0107 Ci nawet kilkaset z\u0142otych. S\u0105 jednak haczyki.","protected":false},"author":1,"featured_media":180143,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_display_header_overlay":false,"csco_singular_sidebar":"disabled","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-178578","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banking","cs-entry","cs-video-wrap"],"_links":{"self":[{"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/posts\/178578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/comments?post=178578"}],"version-history":[{"count":2,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/posts\/178578\/revisions"}],"predecessor-version":[{"id":180218,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/posts\/178578\/revisions\/180218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/media\/180143"}],"wp:attachment":[{"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/media?parent=178578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/categories?post=178578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forgemag.pl\/money\/wp-json\/wp\/v2\/tags?post=178578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}